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Penny WiseHomemaker

Saving Money

9 posts
How We Save on Back-to-School Without the Store Meltdown

How We Save on Back-to-School Without the Store Meltdown

August 21, 2026

We spent $162 on school supplies and clothes for three kids this year, down from $310, and nobody cried in aisle nine. Here is how.

The Cash-Back Apps I Actually Keep on My Phone

The Cash-Back Apps I Actually Keep on My Phone

July 28, 2026

I deleted nine money-saving apps in one night. The four that survived earned us $212 last year for about ten minutes a week.

Buying Kids' Clothes for Less: Consignment, Hand-Me-Downs and Timing

Buying Kids' Clothes for Less: Consignment, Hand-Me-Downs and Timing

June 3, 2026

How we dressed three growing kids for about $640 last year: the bin system, consignment sale tricks, and when to buy what.

27 Things I Stopped Buying (And Honestly Don't Miss)

27 Things I Stopped Buying (And Honestly Don't Miss)

March 27, 2026

From paper plates to name-brand cereal, the 27 things that quietly dropped off our shopping list, and the three I tried to quit but couldn't.

The Pantry Challenge: Eating From the Shelves for Three Weeks

The Pantry Challenge: Eating From the Shelves for Three Weeks

January 14, 2026

Last January we ate from our shelves for three weeks and spent $168 on groceries instead of $850. What worked, and the lentils nobody ate.

Holiday Gifts on a Budget: Our Four-Gift Rule

Holiday Gifts on a Budget: Our Four-Gift Rule

November 12, 2025

Something they want, need, wear, and read. How the four-gift rule keeps our Christmas around $100 a kid without anyone feeling cheated.

Birthday Parties Under $75 That the Kids Still Talk About

Birthday Parties Under $75 That the Kids Still Talk About

August 7, 2025

Backyard campouts, a homemade carnival, and a pancake party. Five birthday parties we threw for under $75, with the real receipts.

How We Do a No-Spend Weekend With Three Kids

How We Do a No-Spend Weekend With Three Kids

June 7, 2025

Three kids, two days, zero dollars. What we actually do on a no-spend weekend, what we stock up on beforehand, and where it went wrong.

The $5 Rule That Quietly Saved Us $1,140 Last Year

The $5 Rule That Quietly Saved Us $1,140 Last Year

May 12, 2025

Every five-dollar bill that lands in my wallet goes into a coffee can. Last year that added up to 228 bills. Here's how it works for us.